https://reliefweb.int/job/4096156/banking-and-guarantee-consultant-proficient-arabic

 Deadline for applications: 3 October 2024

The SRD Center is committed to quality and excellence in helping national and international agencies in the domains of business development, labour market assessment, livelihood, and green economy, to succeed through providing state-of-the art consultation services, exceptional capacity building opportunities, and sound implementation, monitoring, and post-project evaluation for humanitarian and development projects. The Center’s head office is located in Amman.

SRD Center seeks a consultant in Banking and Guarantee to contribute to a project aims to strengthen the capacity of bank guarantees facility in Iraq by improving its operational efficiency, risk management capabilities, and overall effectiveness. The project activities will focus on organizational assessment and planning, followed by the guaranteed capacity strengthening through the setting up of the guarantee facility. The project will include the following key tasks and deliverables:

1. Desk Review Report and Inception Report

2. Deep Dive Assessment and Restructuring

3. SOP Development

4. Training and Coaching Program Development and Implementation

5. M&E Framework Development and Implementation

6. Environmental and Social Risk compliance

7. Deployment plan of the guarantee fund

8. Hand over and final report

Please note that CVs will be assessed on an ongoing basis and therefore qualified candidates are encouraged to send their CVs as early as possible.

Required Competencies

• A master’s degree in related field such as Finance, Accounting, Economics, or Business Administration.
• Must have at least 7 years of relevant Banking and Guarantee professional qualifications.
• Must have a strong understanding of the Iraqi context is preferable.
• Must be proficient in Arabic language (native Arabic).
• Willing to spend at least 4 months in Baghdad, Iraq.
• Excellent written and oral and communication skills in English.
• Advanced computer proficiency with an emphasis on Microsoft Office applications (Word, Excel, Teams, Outlook).
• Highly organized self-starter with proven success prioritizing multiple tasks, making critical decisions, and delivering results in a fast-paced environment with tight deadlines.
• Ability to carry out responsibilities independently with minimal technical support.

Training requirements:

The applicant should have an experience in delivering one or more of the following training topics:

• Credit analysis: Financial statement analysis, industry analysis, and borrower assessment
  • Credit proposal development
    • Credit review and scoring
      • Risk management
      • Financial analysis
      • Preparing cash flows for SME projects
      • Bad debt classification and management
      • International Financial Reporting Standard 9 (IFRS 9) for banks and other financial institutions
      • Electronic archiving
      • HR performance management framework, recruitment and training processes
      • Marketing strategy development: outreach tools

https://reliefweb.int/job/4096158/financial-analyst 

 Deadline for applications: 3 October 2024

The SRD Center is committed to quality and excellence in helping national and international agencies in the domains of business development, labour market assessment, livelihood, and green economy, to succeed through providing state-of-the art consultation services, exceptional capacity building opportunities, and sound implementation, monitoring, and post-project evaluation for humanitarian and development projects. The Center’s head office is located in Amman.

SRD Center seeks a consultant in Financial Analysis to contribute to a project aims to strengthen the capacity of bank guarantees facility in Iraq by improving its operational efficiency, risk management capabilities, and overall effectiveness. The project activities will focus on organizational assessment and planning, followed by the guaranteed capacity strengthening through the setting up of the guarantee facility. The project will include the following key tasks and deliverables:

1. Desk Review Report and Inception Report

2. Deep Dive Assessment and Restructuring

3. SOP Development

4. Training and Coaching Program Development and Implementation

5. M&E Framework Development and Implementation

6. Environmental and Social Risk compliance

7. Deployment plan of the guarantee fund

8. Hand over and final report

Please note that CVs will be assessed on an ongoing basis and therefore qualified candidates are encouraged to send their CVs as early as possible.

Required Competencies

• A master’s degree in related field such as Finance, Accounting, Economics, or Business Administration.
• Must have a minimum of 5 years of experience in financial analysis, Risk management, Reporting systems, SME (Small and Medium-sized Enterprises), Governance, HR, Compliance, Marketing, IT and internal audit.
• Experience in banking and guarantees is preferable.
• Arabic language is preferable.
• Understanding of the Iraqi context is preferable.
• Willing to spend at least 2 months in Baghdad, Iraq.
• Excellent written and oral and communication skills in English.
• Advanced computer proficiency with an emphasis on Microsoft Office applications (Word, Excel, Teams, Outlook).
• Highly organized self-starter with proven success prioritizing multiple tasks, making critical decisions, and delivering results in a fast-paced environment with tight deadlines.
• Ability to carry out responsibilities independently with minimal technical support.

Training requirements:

The applicant should have an experience in delivering one or more of the following training topics:

• Credit analysis: Financial statement analysis, industry analysis, and borrower assessment
• Credit proposal development
• Credit review and scoring
• Risk management
• Financial analysis
• Preparing cash flows for SME projects
• Bad debt classification and management
• International Financial Reporting Standard 9 (IFRS 9) for banks and other financial institutions
• Electronic archiving
• HR performance management framework, recruitment and training processes
• Marketing strategy development: outreach tools

تعليمات حماية المرأة الحامل والمرضعة وذوي الإعاقة والأشخاص الذين يؤدون عملا ليليا لسنة 2023

الصادرة بموجب قانون العمل رقم 8 لسنة ١٩٩٦ وفقا لأحكام المادة 69/ب

وفق تعليمات حماية المرأة الحامل والمرضعة وذوي الإعاقة والأشخاص الذين يؤدون عملاً ليلياً لسنة 2023 حظرت الحكومة، تشغيل المرأة الحامل والمرأة المرضعة في 16 عملًا.

وبحسب التعليمات، فإنه يحظر على صاحب العمل في أي مؤسسة أو أي من فروعها القيام بتشغيل المرأة بعد الوضع بأي حال من الأحوال خلال الستة أسابيع التالية للوضع، ويحظر تشغيل المرأة الحامل أو المرضعة ليلًا دون موافقتها الخطية، ويجوز لها التراجع عن الموافقة في حال استدعت حالتها الصحية أو حالة جنينها أو رضيعها وذلك بموجب تقرير طبي معتمد.

وكما حظرت فصل المرأة لأسباب تتعلق بالحمل أو الولادة أو الرضاعة أو خلال إجازة الأمومة.

وألزمت التعليمات أصحاب العمل بمنح فترة راحة للمرأة الحامل مدتها ساعة واحدة خلال ساعات العمل إضافة إلى فترات الراحة الممنوحة لجميع العمال، على أن تحتسب مدة الراحة من ضمن مدة ساعات العمل الفعلي ولا يترتب عليها تخفيض الأجر.

كما فرضت على أصحاب العمل؛ أن لا تقل مدة الراحة للمرأة الحامل والمرضعة ما بين نهاية العمل وبدايته في اليوم التالي عن 12 ساعة، بالإضافة إلى توفير أماكن آمنة وصحية مخصصة لراحة المرأة الحامل والمرضعة في المؤسسة التي تعمل بها.

**يحظر تشغيل المرأة الحامل أو المرضعة في 16 عملًا:

-المناجم والمحاجر وجميع الأعمال المتعلقة باستخراج المعادن والحجارة تحت سطح الأرض.

-صهر المعادن

-تغضيض المرايا بواسطة الزئبق

-صناعة المواد المتفجرة والمفرقعات والأعمال المتعلقة بها.

-الحام المعادن بكافة أشكالها.

-العمليات الصناعية التي تدخل في تداولها عنصر الرصاص أو أكسيد الرصاص أو مركبات الرصاص.

-عمليات المزج والعجن في صناعة وإصلاح البطاريات الكهربائية.

-تنظيف الورش التي تزاول الأعمال (العمليات الصناعية التي تدخل في تداولها عنصر الرصاص أو أكسيد الرصاص أو مركبات الرصاص، عمليات المزج والعجن في صناعة وإصلاح البطاريات الكهربائية).

-صناعة الزفت -الإسفلت

-صناعة الكاوتشوك

-شحن وتفريغ وتخزين البضائع في الأحواض والأرصفة والموانئ ومخازن الاستيداع واستقبال وصيانة السفن.

-الأعمال التي تشمل للإشعاعات الذرية أو النووية وأشعة إكس.

-أي عمل يستدعي تداول أو التعرض لأبخرة وأدخنة أي من مشتقات النفط.

-الأعمال التي يصحبها التعرض لمواد ماسخة للأجنة-تراتوجينية.

-الأعمال التي تستلزم التعرض للاثيلين في الصباغة وثاني كبيريتيد الكربون في الحرير الصناعي والسيلفون والمواد الهدروكربونية في تكرير البترول والزئبق والفسفور والنيتروبنزول والمنجنيز والكالسيوم والبيريليوم.

-الأعمال التي يتعرض لها العاملين للمخاطر الكيميائية.

للاطلاع على الوثيقة: تعليمات حماية المرأة الحامل والمرضعة وذوي الإعاقة والأشخاص الذين يؤدون عملا ليليا لسنة 2023

Call for Application

1. Call for Application Number:SRD-CfW/0233/23
2. Title: Consultant-Feasibility Study on Establishment of a Manufacturing for  Brands Programme in Jordan
3. Duty Station of the Consultancy:Hybrid (Home-based & in the filed)
4. Duration of Consultancy:3 months

According to international standards, destination countries are expected to secure no less favorable treatment to refugee workers in a regular situation as compared to Jordanians and to enhance cooperation between stakeholders and to provide guidance on general protection measures. SRD Center highlights that migrant workers and their families should enjoy the same treatment with regards social security and rights to work.

The ILO 1998 Declaration on Fundamental Principles and Rights at Work also states that all workers, including refugees and migrant workers, should benefit from the basic rights envisioned within the eight fundamental right ILO Conventions, namely freedom of association and the effective recognition of the right to collective bargaining; the elimination of all forms of forced or compulsory labour; the effective abolition of child labour; the elimination of discrimination in respect of employment and occupation; and a safe and healthy working environment.

Nature of the consultancy:

The general objective of this activity is to conduct two feasibility studies on the establishment of new facilities in the QIZ areas (free zones) in Jordan in order to produce brand products through investing in the labor force that available in Jordan. The study will include the production of water piping, pumping, and storage tank through partnership with Williams Industrial Services Group Inc and VLN King and VLN Menthol King through partnership with 22nd Century Group.

Background and Introduction:

Key Areas of Assessment:

• Legal, Policy and Institutional Framework
• Socioeconomic Conditions
• Service Provision
• Gender Analysis
• Stakeholder Engagement: Assess the roles and responsibilities of relevant stakeholders, including the governmental institutions, civil society organizations, and international partners (Williams Industrial Services Group and 22nd Century Group) and determine their willingness and capacity to support the establishment of the facilities.
• Financial Sustainability and profitability
• Roadmap for the establishment of the planned facilities in Jordan.

Education, Experience and/or skills required:

Education

• Post-graduate or equivalent degree in Law, Public Policy and Management, Public Administration, Human Rights, Development Studies, International Development, or any other relevant university degree.

Technical experience/competencies

• Minimum international work experience of 5 – 10 years.
• Demonstrable technical experience in the field of training, migration management, migration policy, labour migration and human mobility, mixed migration, diaspora and development, and return/reintegration.
• Familiarity and demonstrated experience with gender issues in the context of human mobility in Jordan.
• In-depth knowledge of contemporary labour migration dynamics / migration and development issues in Jordan and other regions.
• Proven substantial involvement in conducting needs assessment and developing training modules/curriculum, training materials etc.
• Demonstrated experience and skills in facilitating stakeholder/working group consultations and trainings.
• Knowledge of global, continental, and regional policies, laws and initiatives regarding labour migration, migration, and mobility.

Skill

• Excellent analytical and organizational skills; ability to think critically and creatively;
• Skilled communicator, both verbally and in writing;
• Attention to detail and highly organized, collaborative, and team-oriented;
• High levels of proficiency with Microsoft Excel; proficiency with PowerPoint and Word;
• Demonstrated ability to manage multiple priorities, deadlines, tasks efficiently.

Language

• Fluency in English is required for this consultancy service.

 How to apply:

Please fill in this form.

01/16/2023

Jordan has faced repercussions from global events marked by the COVID-19 pandemic and the Ukraine crisis. The Syrian crisis had already placed tremendous pressure on social infrastructure, natural resources and employment. Rising interest rates combined with a surge in the national budget deficit has suppressed job growth and increased unemployment for both host and non-host country nationals.  According to the Jordan Department of Statistics (DoS), the unemployment rate reached 22.6% during the second quarter of 2022. To understand and map socioeconomic needs, potential resources and stakeholders in three selected locations in Jordan (Rihab, Quweirah and Wadi Musa), ARCS commissioned a consultancy on Labour Market Analysis (LMA) to establish a baseline for livelihood opportunities for self-employment and businesses in the private sector. These target locations were identified based on their unique local cultural heritage and their development potential in the tourism sector. This Labour Market Analysis focused on refugees, women, youth and persons with disability (PwD). 

Methodology 

The SRD study team used randomized sampling to conduct in-person surveys and interviews. Both quantitative and qualitative data were collected and disaggregated according to gender, age, and area, as applicable. The LMA collected evidence from a total of 764 individuals including 421 job seekers, 201 business owners, 32 Key Informant Interviews(KIIs) and 110 participants from 8 Focus Group Discussions (FGDs).

Findings

The findings section of the LMA is divided into two parts. The first part provides an overview of the key discoveries that emerged during the market analysis. The second part responds to the objectives of this LMA.

• At the time of this LMA in October 2022, the results depicted a weak business climate in Jordan. On the national level, rising interest rates and high inflation have resulted in an economic slowdown. More than half of the 201 businesses interviewed in this LMA reported slow or stagnant growth in their sector. Business owners said that market uncertainty was their greatest barrier.
• Evidence from the business survey showed that only4% of the businesses were growing in terms of the number of jobs and income. Rihab reported the greatest growth at 34.1% and Quweirah showed the least growth at 19.4%.
• The majority of business owners across all sectors were not planning to hire. This was partly due to seasonality within the agriculture and tourism sectors as well as sociocultural preferences for hiring. As it turned out, 46.8% of business owners typically hire through family and friends. This study found that business owners favor non-Jordanian nationalities, especially in the agriculture sector.
• The tourism sector in Ma’an Governorate showed the strongest growth. Agriculture was seen as the most challenging occupation for self-employment. The handicraft sector showed the most potential, but it was the least developed as a formal occupation.
• Job seekers responded positively to self-employment opportunities. According to the self-assessment results, 92% of the job seekers identified themselves as being self-confident and determined to succeed in a business. This finding pointed to job seekers’ heightened interest in self-employment opportunities and the need to provide trainings in all geographic areas. However, to be considered employable, job seekers needed technical skills and communication training. In addition, access to financial assistance was needed for business startups.

The Scope of the LMA was to conduct a thorough market analysis and mapping exercise of the socioeconomic needs and employment opportunities in the target locations of Wadi Musa, Quweirah and Rihab. The findings from this LMA provide insight on the viable entry points for making the labour market, for refugees and vulnerable Jordanians, more accessible and inclusive in the target locations. The LMA team compiled key market information that is organized into five separate tables, summarizing the following: 1) Potential Business Opportunities 2) Occupational Interests 3) Skills for Self-employment 4) Obstacles and gaps; and 5) Barriers to Employment. The tables below summarize these findings.

Challenges

• The Tourism sector appealed to job seekers. However, many job seekers still lacked technical and communication skills as well as knowledge of the sector necessary for employment. In the agriculture sector, most respondents lacked access to land and financial capital.
• Agriculture was the least attractive sector due to the lack of land availability, unfavorable policies, lack of price transparency and water scarcity. However, in regard to direct employment, there are opportunities in the sector.
• The Handicraft sector offered the greatest potential for self-employment. But there appeared to be a need for marketing training in order to unlock this potential.

Recommendations per sector

Based on the LMA findings, the following recommendations are proposed.

Sector One: Tourism and Hospitality

• To ensure sustainability of ARCS and AVSI livelihoods programs, more collaboration with key stakeholders identified in this study, is advised. This means working closely with NGOs, Ministry of Education and Ministry of Tourism would be needed to strengthen educational and vocational training opportunities for job seekers to improve their technical and communication skills for tourism-related businesses.
• Provide professional training and certification in cosmetology, spa/skin care and hospitality services.

Sector Two: Agriculture and Agribusiness 

• At the policy level, a vision must be created in order to incentivize and strengthen farming operations in Jordan. Continuous support must come from Ministry of Agriculture to reduce barriers, such as promoting value added products and building public-private farming alliances, cooperatives to stimulate and sustain growth in the sector.
• Provide technical assistance and training in horticulture, greenhouse/tree nursery installation as well as business mentoring to attract the younger generation and strengthen workforce capacity.
• Offer small grants or start-up kits to participants interested in agribusinesses.

  Sector Three: Local handicrafts

• At the policy level, impose tariffs on imported handicraft goods to protect the Jordanian handicraft sector, creating a pro-local market to sustain self-employed artists.
• Run national campaigns to promote and market local handicrafts, including craft fairs, exhibitions and art galleries. Also provide handmade stickers “Made in Jordan,” as a trademark, for universal branding and visibility purposes.
• Provide training to existing artists, working with women and persons with disabilities (PwD) to improve and increase their skills in retail management, customer service and marketing skills, buyer expectations, and presentation.
• Develop an online network of artists linked with local merchants in the tourism sector.
• Identify private sector companies to supply local raw materials needed for manual production.
• Identify hotels interested in showcasing local art and products from local artisans.
• Establish an exhibition for all artists in the three targeted areas.

The LMA study identified an existing network of local stakeholders (CBOs, trade associations, civil society organizations, cooperatives, local authorities, universities, other formal and informal groups) providing entrepreneurial support. The table below presents stakeholders per area. For more details, see Annex 1.

Networking with the existing organizations would improve the quality and impact of ARCS and AVSI’s livelihood programs in Wadi Musa, Quweirah and Rihab. The organizations and associations listed above could promote livelihoods and community development through financial assistance in the form of soft loans that would complement the technical training and mentoring, crucial for entrepreneurship. Here are some proposed actions that could be undertaken in the target areas.

Recommendations per geographical area

In Wadi Musa, for example, the Wadi Musa Widows and Family Development Association could provide soft loans and mentoring to participants through offering trainings on home-based beauty salons and hospitality management, including English language courses; providing technical trainings greenhouse gardening to allow local growers to supply their produce directly to restaurants and hotels; and engaging handicraft artists in workshops on digital embroidery sewing and marketing.

In Quweirah District, the cooperation with Creativity for Development and Training Center, Al-Humaimah Ladies Charitable Association, and Nashmiyat Dabat Hanont Association is recommended to provide capacity building courses on project management, how to start a small project, and marketing skills, including trainings on cultivation of agriculture products and online marketing

In Rihab District, it is needed to increase information sharing and capitalize on Mafraq Vocation Training Center (VTC), to offer training. To improve access to educational opportunity in Rihab, one recommendation would be to make available a mobile vocational unit (VT caravan) to directly provide training to participants in cooperation with Rehab Gate Charitable Society and Ain Bani Hassan Charitable Society could provide soft loans and mentoring in these areas: Industrial kitchens that add value to dairy production for cheese making and supply of produce from greenhouse gardening for juice making; and training for local artists in sewing, mosaics, embroidery, and plastics recycling as well as in marketing. 

SRD Center (Qasem Newashi & Jean Baker)

Download full report: Refugees and Host Communities Seeking Self-Employment Opportunities in Jordan

Orientation Sessions on the Labor Market

For raising self-awareness of cash workers’ professional skills and increase their employability in local markets

Session 1: Crossing the Bridge: An Introduction to Employability

Session 2: What Do I Bring to the World of Work?

Session 3: Imagining Your Ideal Job

Session 4: Planning for the Future

Objective: To raise self-awareness of 300 cash workers’ professional skills and increase their employability in the workplace.

Key topics:

1. Self-awareness - knowing your skills and qualification
2. Learning and exploring the opportunities in the community
3. Setting goals